FAQs Get Answers to all your Banking & Finance related Queries

Click Here to know the minimum balance required for NRO account. A Non-Resident External saving account can be opened by an Individual NRI(other than Individuals of Bangladesh/Pakistan nationality) and is maintained for your foreign income earned outside India to earn tax-free interest. Non-resident Indians (NRIs) and Person of Indian Origin (PIOs) are permitted to open and maintain NRI accounts You can open NRE/ NRO account with HDFC BANK either via Face to Face Basis or Non Face to Face Basis. Borrower and Depositor both needs to submit the documents once in every 3 years.

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In case of a medical emergency, you can call these numbers for queries, clarifications or to seek any kind of assistance. Moreover, you need to display your health card at the time of admission into the hospital. Under a Benefit Policy, when an insured event happens the insurance company pays the insured a lump sum amount. On receipt of the claim documents the claim will be processed in accordance with the terms and conditions of the policy.

How much will eligible Singaporeans receive?

This is unique cross border reward program aimed to encourage cardholders to use their MasterCard when travelling abroad, to earn various Airline, Hotel & Retail Reward Currencies. This program offers loyalty points which are currently not available on HDFC Bank ForexPlus Card. ‘Thanks Again’ is the world’s only airport centric, merchant funded coalition loyalty program, partnered with thousands of merchants in and around 100+ Airports. This program is offered exclusively by Mastercard Loyalty Solutions in India, enrolled cardholders earn points when they shop, dine or park at the airports and local merchants with the registered payment cards. Members redeem points for leading domestic Airline Miles & Hotel Loyalty Points programs. ISIC HDFC Bank ForexPlus Card is a magnetic strip based prepaid card introduced in partnership with MasterCard International.

• HDFC Bank App is a secure application, downloading or access to HDFC bank App may be slow/ intermittent on some GPRS plans.
• All HDFC Bank resident individual customers who have an existing Demat account with the bank can apply for Loan against their shares through NetBanking.
• Any parent or legal guardian of a girl child under 10 years of age is eligible to open a Sukanya Samriddhi Yojana account.
• SMS on bill presentment is available for only those billers who provide the bank with electronic bill details.
• The interest rate applicable on such closed accounts will be as per the premature withdrawal policy of the Bank.
• I have a provision for pension from my employer, I don’t think there is any separate need for a pension plan.
• You should reset your PIN at the ATM once you receive it.

After logging into GSTN portal for generation of challan, payment particulars have to be fed in by the tax payer or his authorized person. However once the challan is finalized and CPIN generated, no further changes can be made to it by the taxpayer. It is a moneycoming 17 digit number that is 14-digit CPIN plus 3-digit Bank Code. CIN is generated by the authorized banks/ Reserve Bank of India (RBI) when payment is actually received by such authorized banks or RBI and credited in the relevant government account held with them. It is an indication that the payment has been realized and credited to the appropriate government account.

Can the OlaMoney Wallet balance be used along with the OlaMoney Postpaid+ line for an EMI transaction?

• Administer your card with ease via our Prepaid Card NetBanking Portal.
• The form is available on , Please check for the availability of the service with your cellular service provider.
• Retirement Plans refers to insurance plans which aim to offer you income/ pension after retirement when you may not have any other adequate source of income.
• Both of these steps will allow you to prepare for your Car Loan application process.
• OTP can be used only for a single online transaction.
• This means you can plan your life the way you want it to be, safe in the knowledge that your gross income will not fall during the period you have selected.
• On completing 3 transactions in calendar quarter prior to expiry of membership, you will get SMS/Email to claim membership again.
• The App automatically detects and will prompt user before registration that there is insufficient storage space on device and user should clear some space and then use mPassbook.

Finance charges will apply from the date of transactions. You will be able to claim your new membership within 90 days of being eligible and extend the validity of the current membership by 1 year. In case the merchants don’t have chip enabled terminal, the card can be swiped and transacted.

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• An additional benefit equal to 100% of ‘Sum Assured on Death’ will be payable in case of death due to an accident.
• An electronic mail advice will be sent to you on your registered e-mail ID within 2 working days.
• If the change or enhancement in your deposit portfolio earns a cumulative interest along with that of the earlier portfolio greater than Rs. 10,000/- you will be liable for TDS on your current portfolio.
• O Points accumulated on the card can also be redeemed as CashBack basis request form available at form center.
• For PharmEasy HDFC Bank Credit Card, Rs.500 + GST will be levied as 1st year annual fees after 30 days of card open date only if the customer has not activated.
• Please note that Standing Instruction to transfer any amount from your account to your Kid’s Advantage account every month is a mandatory requirement for this account and is valid for a minimum tenure of 1 year.
• All Savings Account holders (single, joint, with either or survivor mandate) and a Sole Proprietorship Current Account holders are eligible to use BillPay – PhoneBanking.

Statement on E-mail is a service whereby you get your monthly Credit Card statement on your email ID in PDF format. You will also continue getting a hard copy of your Credit Card statement. Registering for statement on email is convenient and time saving as you don’t have to wait for the hard copy of your statement. You can make your Credit Card bill payments as soon as you receive your e-statement.

changed depending upon the requirement of the banking industry.

• Please note, the payment should be done at least 3 days prior to due date to avoid late payment charges as the settlement time with biller is 3 working days.
• Similarly, in a depository account a ‘Receipt in’ form has to be submitted to receive securities in the account.
• You have the option of repaying the loan through a Standing instruction, ACH or post-dated cheques.
• A.6. Following transactions are categorized as service dispute.
• In case if you have been issued a back-up card in the kit, you can activate the back-up card by calling HDFC Bank Phone Banking or through Prepaid NetBanking.
• However additionally, persons of Indian origin will have to submit a certified true copy of their PIO Card.
• However, cards will be loaded post realisation of the cheque deposited by the customer.

Under Credit cards section, select the ‘Request’ Menu. Now select the credit card and the account, which is to be debited from. Select the alternate payment option – a) Total Amount Due, b) Minimum Amount due. Select the Savings Account and proceed to modify Auto-pay instructions.

quant Liquid Fund

However in the rare scenario that a payment is made to a wrong Credit Card account, we request you to call our Customer Care Centre. This facility enables you to pay your HDFC Bank Credit Card bills online from any of your non-HDFC Bank accounts. You can choose from over 49 banks part of this facility. You can reach out to the branch and place a written merger request wherein you can tell which number has to be merged, with the existing IM Number.

With the rising incidence of Cancer in our country, it is necessary to protect your loved ones against it. You can borrow up to 90%, subject to credit underwriting standards of the bank. Whether you are a farmer or not, you can avail HDFC Bank’s Tractor loan for agricultural or commercial purposes. If you are a farmer, you must have a minimum of 3 acres of agricultural land. If you want to repay your loan earlier than the due date, feel free to do so.

Is there any fee charged for making a purchase using the EMI option through my Postpaid+ credit line?

There is no maturity benefit available under this product. For further details, please check the Sales Brochure. There are different waiting periods depending on the benefit(s) chosen. No, there is no surrender value available under this plan.

What happens to my wallet balance when I close my OlaMoney wallet ?

If you are an HDFC Bank Account Holder and have not registered for NetBanking. Deductible means the amount of a claim that has to be borne by the insured. You have to contact the International SOS immediately in the case of hospitalization. They also provide any information to deal with any problem regarding claims. The deductible amount of a claim is to be borne by the insured.

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You can also make a partial withdrawal every year from the seventh year onwards. This is subject to a cap of 50% of the total balance at the end of the fourth year immediately preceding the year of withdrawal, or the year immediately preceding the year of withdrawal, whichever is lower. NetSafe is a unique online secure payment solution from HDFC Bank. The NetSafe offering involves generation of a virtual card number that you set up using your existing physical credit card or debit card. You can then use this virtual card number to shop online at any merchant website.

Dreams about actual money could be a dream of desire. Whether you will actually receive money depends on your toil, your hard work and perhaps sometimes luck. Most of our life is about earning a livelihood and receiving money. But dreams about actual money doesn’t mean you will receive money. I’ve been studying dream meanings for over a decade and there are some very common dream indicators that means you will receive money. We won’t sell or share your personal information to inform the ads you see.

Do I need a minimum OlaMoney balance to pay for a ride on Ola app ?

It is one of the modes you can use to repay a loan, wherein your HDFC Bank account is directly debited for the EMI amounts, based on your specific instructions in the form of the Standing Instructions Mandate. The National Electronic Funds Transfer (NEFT) system is a nation-wide funds transfer system to facilitate transfer of funds from any bank branch to any other bank branch. Is there any discount on the interest rate or processing fees applied if I take the Personal Loan online or at a branch? You can reach out to our branch / RM to know more about the ROI offering. Yes home loan interest rates for women are lower than those applicable to others.

What are the features and benefits of a Business Regalia First Credit Card?

HDFC Bank Diners Rewardz credit card has an annual Membership fee of Rs. 1000 + Applicable Taxes. HDFC Bank Diners Premium credit card has an annual Membership fee of Rs. 2500 + Applicable Taxes. Diners Club Black card members can enjoy unlimited complimentary airport lounge access to over 1000 partner lounges worldwide. Lounge visit is complimentary for both primary and add-on Card holders. Please note – Card member will receive the benefits within 30 days of completion of the month.

On maturity, the policy holder will receive the sum assured plus accrued bonuses on full payment of premiums due throughout the premium paying term. Simple Reversionary Bonus is guaranteed to be a minimum of 3% p.a. As percentage of Sum Assured during the premium payment term. After the premium payment, the term policy will continue to earn reversionary bonuses as declared by the company from time to time.

• However, only one of them is required for validation during registration / password reset.
• The new retail investor needs to open an ordinary Demat account to avail the benefits under RGESS, subject to the customer’s eligibility as per the criteria defined under this scheme.
• All transactions that will affect your balance (except Demand Draft requests) are done automatically by the system.
• You can get an additional loan on your existing HDFC Bank Auto loan if you have a clear repayment track record of 12 months or more, till the extent of your existing loan amount at an attractive rate of interest.
• If you are an existing HDFC Bank account holder and have already registered for Net-Banking, you can easily register for the Online Credit Card service as well.
• You will have to go to the HDFC Bank NetBanking website and follow the procedure mentioned to unlock your NetBanking account password.
• You can use the cashback received across 1500 merchants.
• The bank normally gives you an NOC if you are regular in your payments.

Can the OlaMoney Wallet balance be used along with the OlaMoney Postpaid+ line for an EMI transaction?

If you are unable to access your company’s Current Account, it may be because you have entered an incorrect Customer Identification Number (Cust ID) to log into your NetBanking Account. You have to maintain an Average Monthly Balance (AMB) of Rs. 75,000 in a Flexi Current account. If you are unable to maintain the AMB you will be have to pay a charge of Rs. 1,000 for the month in which the AMB has not been maintained. The initial deposit amount to open a Flexi Current account is Rs.75,000.

X CEO Linda Yaccarino wrapped up 2024 with a bang, announcing that X Money (formerly known as X Payments, because adding “Money” makes it sound cooler) is finally launching this year in select US states to begin with. Review our Privacy Policy to understand how we protect your data, our Editorial Policy for ensuring trustworthy content creation, and our Content Policy for upholding community guidelines. Your engagement with these policies helps create a safe and enriching online experience. Explore these pages to support our shared values and contribute to a thriving digital community. Visit the official GST Voucher website and log in with your Singpass to view your status and payout details. Depending on eligibility, you can receive up to $700 in cash, plus MediSave and U-Save support.

You may check your accrued awards by logging in on the website or mobile app. Anywhere that the Contactless payment PoS machine is available, the card can be used to tap/ wave and pay. If the machine is not available, the Contactless Card can be still being used for swipe or dip transactions. ISIC ForexPlus Card can also be loaded on your behalf by someone authorized by you. Authorised person has to visit HDFC Bank branch with the necessary documents and funds. You can call the HDFC bank PhoneBanking to request for re-issuance of PIN or place a request through Prepaid NetBanking.

How can I change / update address on my Central Travel Account?

– Exchange rate used will be the Midrate prevailing at the time of the transaction. Non-HDFC Bank Account holders can seamlessly use MyCards for accessing all Credit Card services online. There is no need for creating any Login ID and password. You just have to login using registered mobile number and last 4-digits of your credit card to access all the services.

• You will be able to claim your new membership within 90 days of being eligible and extend the validity of the current membership by 1 year.
• RTGS is different because transactions are processed continuously.
• Hence you are free to transact in any currency as per your wish.
• Other factors that determine annuity rate are – gender, age, annuity option chosen & premium band.
• Yes, your HDFC Bank Chip Credit Card can be used anywhere in the world wherever Visa/MasterCard are accepted.
• Foreign Currency Cheques can be used to credit/open the account.
• Please refer to the policy document for further details on Surrender.
• However, the objective of a Pension Plan is very different.
• This card offers you the freedom to shop anywhere in the world and provides access to the currency of your destination at competitive market rates.

The transaction amount is deducted from available balance on the Hajj Umrah ForexPlus card. HDFC Bank Hajj Umrah ForexPlus card is accepted at all Merchant Establishments displaying the Visa symbol. A transaction dispute should be referred to HDFC Bank within 30 days from the date of transaction with the Customer Dispute Form (CDF) and supporting Documents (as mentioned in the CDF). For Loss of Cash in Transit case the customer need to report disputed transactions within 14 days from the transaction date & need to submit the documents as mentioned above. Note – Any additional documents as requested by the bank or Insurance Company for processing the claim, the cardholder shall have to provide accordingly. In the absence of the same the claim shall be rejected.

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Depending on the credit card variant that you hold, you can avail this benefit and travel in luxury and style. Now select the credit card and it will show the current Auto-pay mode. Click on Block Card tab available under Credit Card services.

So to ensure your HDFC Bank Chip Card continues to be accepted everywhere, it contains a magnetic strip in addition to the chip. This is because it will take time for all stores and restaurants to be set up with chip–enabled terminals. So to ensure your HDFC Bank Chip Card continues to be accepted everywhere, it contains a magnetic strip in addition to the chip. Yes, Cashback and IRCTC Surcharge waiver on every feature is restricted to a maximum of Rs. 500 per statement cycle. Fuel surcharge waiver is restricted to a maximum of Rs. 250 per statement cycle.

For investigations, operations or treatment of a purely cosmetic nature; or for obesity; or undertaken to facilitate pregnancy or to cure impotence or to improve potency. For Bodily Injury sustained whilst or as a result of active participation in any hazardous sport such as parachuting, hangliding, parasailing, off-piste skiing or bungee jumping. For Bodily Injury caused by or arising from or as a result of Terrorism. In certain countries ATM Service providers are authorized to charge surcharge/convenience fees from the cardholders for accessing the ATM to withdraw money. Please note that cross currency conversion charges will be applicable while processing such transactions. What’s the cap on loading funds to the FleetXpress Card?

10% cashback on all PharmEasy and Thyrocare spends only for PharmEasy Plus customers capped at Rs. 2500 per calendar month (30 days). HDFC Bank Diners ClubMiles credit card has an annual Membership fee of Rs. 1000 + Applicable Taxes. HDFC Bank Diners Club Privilege credit card has an annual Membership fee of Rs. 2500 + Applicable Taxes. Please note that in India, payment through contactless mode is allowed for a maximum ofRs.

Please note down the reference number which appears above the confirmation message as it will be useful for any further communication with us. You can pay your bill by clicking on the “Pay Now” button on the OlaMoney Credit Card home page. You will be taken to the SBI Cards payment page where you can make the payment via Debit card or Net Banking. Terms & Conditions are applicable to your OlaMoney Postpaid service. When OlaMoney Postpaid service is available for you, you will be notified on the app.

All the documents should be self-attested by the customer. In a bank account, credit to the account is given only when a ‘paying in’ slip is submitted together with cash/cheque. Similarly, in a depository account a ‘Receipt in’ form has to be submitted to receive securities in the account. However, for the convenience of investors, facility of ‘standing instruction’ is given.